If things are tough financially at this time in your life, you are definitely not the only person in Utah with money problems. In fact, you could probably visit every state in the country and find hundreds of people (if not more) in each place trying very hard to keep their heads above water where finances are concerned. What led to your current financial trouble may not be as significant as what options are available to help you get life back on track.
The answer to that question may be multifaceted. Parts of the solution may in fact be easier than you think. Sometimes, there may be ways to cut spending and gain access to funds right under your nose that you didn't realize existed.