Perhaps, you've already confided in a close friend or family member regarding the financial problems you've been working to overcome for some time now. The economy in Utah took just as hard a hit during the economic crisis as most other states in the nation; so, if you were not quite able to fully recover, you are definitely not alone in the struggle. If more than one person has recommended you file Chapter 7 bankruptcy, the very mention of it may make you nervous.
That's not uncommon, especially since there's a real stigma attached to filing for bankruptcy as though it is something to be ashamed of. The reality, however, is that Chapter 7 bankruptcy is often a valuable tool that can help people get life back on track and move toward restored financial stability.